Your wealth is in six banks. The truth is in none of them.
Veralux consolidates every custodian into one position, tracks every coupon and maturity, and reads the term sheets your bank wrote. We hold no assets, sell no products, and earn nothing on what we recommend.
- Coupon · Apple 3.85% '29Mar 14 · UBS+ $ 3,850
- Coupon · JPM 5.25% '31Mar 21 · Julius Baer+ $ 5,250
- Maturity · UST 2.5% '26Apr 02 · HSBC+ $ 200,000
No custody · No products · No commissions · No execution — you pay us, nobody else does.
Nobody is paid to give you the whole picture.
Your wealth lives in 3–6 banks
Each statement is a different format, currency, and language. There is no consolidated truth.
Bond coupons & maturities slip by
Knowing what you actually earn — and when redemptions land — should not require a spreadsheet.
Bank research sells bank products
Structured products, FX margins and custody fees deserve an independent second opinion.
One control room for your entire private wealth.
Veralux Finance is a portfolio intelligence and research platform — not a broker. We do not execute trades. We help you see clearly, ask sharper questions, and hold every bank to a higher standard.
Multi-bank consolidation
Manually entered, uploaded, or analyst-verified holdings — unified across every custodian.
Income & maturity calendar
Expected coupons, dividends and redemptions, calculated per holding and grouped by week.
Allocation & risk lens
Asset class, currency, issuer, sector, bank custody — with concentration alerts.
Weekly intelligence brief
A discreet email each week: what's landing, what's maturing, what to discuss with your banker.
Independent research
Daily notes, monthly outlooks, bond & ETF lists, and model portfolios — gated by tier.
Bank proposal review
Send us a structured product, fee schedule, or Lombard term sheet. Get an independent read.
Discreet, transparent, and priced like research — not advice.
Portfolio consolidation software with weekly and monthly updates.
- Consolidated multi-bank dashboard
- Weekly portfolio updates
- Monthly portfolio updates
Reporting, personalised commentary, and analyst requests.
- Everything in Essential
- Detailed portfolio views
- Monthly portfolio commentary
- Reporting & PDF deliverables
- Up to 3 special requests per week
Unlimited research requests, bond/ETF lists, and bank proposal reviews.
- Everything in Pro
- Unlimited research requests
- Structured product reviews
- Bank proposal & fee benchmarking
We do not move your money. We illuminate it.
Veralux Finance has no trading authority, no custody, and no access to your bank accounts. We are an independent research and intelligence layer — purpose-built so you can see, question, and benchmark what your banks do on your behalf.
A nickname and an email. That's all we ever need.
No account numbers. No IBANs. No real bank names required — call them "Bank A", "Geneva", or anything you like. Your profile is never linked to a real identity unless you explicitly choose to.